The Mortgage Heroes Podcast

Insurance... What Insurance?

Episode Summary

This day in age, we've all insured something, for some reason. Heck, you can now even get insurance against and alien abduction! But, how can we decide what's best for us? In this episode, we're with Sam McWilliams, a WMC Adviser discussing all things insurances, covering off the different types, and why you might want to consider having some insurances in place for your loved ones.

Episode Notes

We've all been there buying a phone and the sales rep has all of a sudden manged to give you a heavily discounted mobile phone insurance premium of something like £5 per month - but do we actually need to take it? 

Let's be honest, there are also somethings a little more important than others, right? 

That's why we've sat down with Sam McWilliams to guide you though the world of insurances and as a First Time Buyer - what sort of things you should be considering. 

There are many types of insurance to consider, and we cover them off, with Life Insurance, Critical Illness Cover, Income Protection, Buildings & Contents, Private Medical Insurance, Dental Cover, Travel Insurance... the list is endless. 

Should you have a policy on a Level Term or Decreasing Term? 

How many years do you need insurance for? 

Whose the best provider to go with? 

Will it be expensive? 

After you've taken on Sam's top tips, you'll be confident in understanding which insurances can benefit you the most.